Q1: What is a realistic monthly budget for a single person/couple living comfortably in Bohol?
A: A single person can live comfortably for ₱40,000-₱60,000 ($700-$1,100 USD) per month, excluding rent. A couple would need ₱60,000-₱90,000 ($1,100-$1,650 USD). This covers groceries, utilities (electricity can be high with AC), dining out, local transportation, and leisure activities. A household helper (3x per week) costs about ₱3,000-₱5,000 ($55-$90 USD) monthly.
Q2: What visa should I get, and how do I maintain it long-term?
A: Most expats start with a Tourist Visa (9A) upon entry, valid for 30 days. You can extend this repeatedly for up to 3 years at the Bureau of Immigration in Tagbilaran. For permanent residency, retirees over 50 opt for the SRRV (requires a deposit). Investors use the SIRV (requires a $75,000+ investment). We assist in choosing and processing the right visa for your goals.
Q3: Can I really own a house and land as a foreigner?
A: Direct land ownership is generally not permitted for foreigners. However, you can:
- Own the house/structure outright.
2. Secure a long-term lease on the land (up to 50 years, renewable).
3. Purchase a condominium unit (as long as 60% of the building is Filipino-owned).
4. Set up a Filipino corporation (with 60/40 ownership) to hold property.
We guide you through the most secure and legal structure for your situation.
Q4: Is the healthcare in Bohol sufficient?
A: For routine and emergency care, yes. Tagbilaran has several reputable private hospitals (e.g., Gov. Celestino Gallares Memorial Medical Center, Borja Family Hospital). Many doctors are US/UK-trained and speak excellent English. For specialized surgeries or complex cancer treatment, most expats go to Cebu City or Manila. We recommend securing comprehensive international health insurance.
Q5: How do I find safe and comfortable housing?
A: We strongly advise renting for the first 6-12 months. This lets you explore neighborhoods like Panglao (touristy/beach), Tagbilaran (city conveniences), or the countryside (quiet/rural). We provide vetted listings, accompany you on viewings, and review lease agreements to ensure fair terms and clarity on utility payments and deposits.
Q6: Is Bohol safe for foreigners?
A: Bohol is considered one of the safest provinces in the Philippines. Petty theft can occur in crowded tourist areas, but violent crime against expats is rare. Common sense is key: don’t flash expensive jewelry, secure your home, and be aware of your surroundings at night. The local community is protective and respectful of foreign residents.
Q7: How do I open a bank account, and what’s the best way to manage money?
A: Opening an account requires your passport, visa, and proof of address (a lease is fine). Major banks like BPI and BDO are expat-friendly. Bring your home bank cards—ATMs are widely available. We recommend:
- Keeping a home-country account for international transfers.
2. Using a Wise or Revolut account for low-cost forex transfers.
3. Opening a local peso account for daily expenses.
Q8: Will I be isolated? How do I make friends?
A: The expat community in Bohol is active and welcoming. There are regular meet-ups, sports clubs, volunteer groups, and community events. Integration with friendly locals is also easy. Our Lifestyle Integration service includes personal introductions to both expat circles and local community groups based on your interests (diving, hiking, business, etc.).
Q9: What should I know about hiring household help?
A: It is common, affordable, and a significant part of the local economy. Key points:
Kasambahay Law: Domestic helpers are entitled to minimum wage, SSS/PhilHealth benefits, and 5 days of paid annual leave.
Clear Communication: Define duties, schedules, and house rules from the start.
Trust Through Vetting: We handle the recruitment, background checks, and contract setup to ensure a good match.
Q10: What are the biggest cultural adjustments?
A: Be prepared for a more relaxed concept of time (“Filipino time”), indirect communication to avoid confrontation, and a strong emphasis on family and community. Patience and a respectful, friendly demeanor are your most valuable assets. Learning a few basic Visayan phrases will earn you immense goodwill.
Q11: Can I drive with my foreign driver’s license?
A: You can use a valid foreign license for up to 90 days. After that, you must obtain a Philippine Driver’s License (LTO). The process involves a written exam, practical test, and medical certificate. We can assist with the process. Note: Driving is on the right side of the road, and defensive driving is essential.
Q12: What about internet and communication?
A: Fiber internet is widely available in urban and many rural areas of Bohol. Globe and PLDT are the main providers. Expect speeds of 25-100 Mbps for around ₱1,500-₱3,000 ($27-$55 USD) per month. Mobile data (via Globe/Smart SIMs) is cheap and reliable for use as a backup. We can help you get connected upon arrival.
Have a more specific question? Every move is unique.
Contact us directly for personalized, confidential advice tailored to your family, finances, and future plans in Bohol.